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If you're wondering, “ Does life insurance cover funeral costs?” most policies allow beneficiaries to use the payout for burial, cremation, or related Cremation pre-planning is one of the smartest things to do. I usually tell other family members that if they don't Whether planning your own funeral in advance or making arrangements for a loved one, here are several tips that can help A prepaid cremation plan allows you to cover costs ahead of time, so your family doesn’t have to think about money. Learn about coverage, costs, and pros/cons for end-of-life care and final expenses. Prepaid funeral plans let you pay for funeral services in advance through a contract with a funeral home. What Are Prepaid Cremation Plans with AARP? 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